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Dave Ramsey Says, “Responsible use of a credit card does not exist.”

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Then the Debt Avalanche (paying highest rate first):

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Recently I reviewed what Dave Ramsey calls his Endorsed Local Providers (ELPs). As I was doing research for that review I learned of Dave's view that ...

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Most people will be able to qualify for one of the above first credit cards but if not, there is another type of first credit cards to try.

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Mark Humphrey/APDave Ramsey gives solid advice, but Johnny and Joanna have developed their own variations.