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Need help answering the question How can I fix my credit score now

Need help answering the question How can I fix my credit score now

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Need help answering the question “How can I fix my credit score now?” Whether you are having debt payoff issues (i.e. substantial credit card debt balance), ...

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... or plan to apply for a mortgage, an auto loan, or a credit card, you might consider taking action to help improve your credit score.

Closing a credit card impacts several factors used to calculate your credit score.

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Although credit utilization is one of the most important factors in the calculation of credit scores, many people don't understand what it actually means.

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The highest credit score you can achieve (under perfect circumstances) is 850 using the FICO model. However, any score over 740 is generally considered to ...

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The Fair Credit Reporting Act (FCRA) is a federal law created to protect consumers

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Credit scores run from 300 to 900. The higher the number, the greater the likelihood a request for credit will be approved. (iStock)

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